FPFS Cert CII (MP & ER)
Lisa started working as a financial adviser almost 27 years ago specialising initially in mortgages before moving in to providing full financial advice. In 2000, she joined St. James’s Place Wealth Management and has never looked back, meeting Stephen in 2003 and then moving to Rutland to join the Smith Eliot Family business in 2012. In 2015 Stephen and Lisa married with many friends, family and clients joining them in Crete for a very special occasion.
Lisa loves to meet with new and existing clients, finding out exactly what it is they are looking to achieve and by doing her utmost to make it happen. She very much believes in building long term trusted relationships and being available when her clients need her, even if this at a weekend or in the evening.
Lisa believes understanding tax and tax efficiency is key to efficient planning, whether it be pension and investment planning or passing wealth to the next generation and mitigate inheritance tax; this is always something Lisa focuses on when writing plans for her clients.
Different clients like to receive financial advice in different ways and some who are more analytical or like seeing their finances depicted with interactive graphs and charts may benefit from cash flow modelling and Lisa is pleased to offer this option to her clients. With cash flow modelling, we can look at any number of different screnarios; what would happen to a client’s financial position if they do nothing, or take action or what could happen for example if there was a stock market crash, thus enabling us to build a more resilient financial plan. We continue to use this plan during future reviews as a financial roadmap and amend it with a client’s changing needs.
The areas I specialise in are: