Finding the Right Mortgage
Mortgage Advice You Can Really Trust
For most of us, a mortgage is one of the biggest financial commitments we are likely to make in our lifetime. With so many different products available, and with mortgages and interest rates hitting the news headlines daily, it can sometimes seem a bit daunting.
We have the experience and knowledge to help. We also offer a wide range of first charge mortgages from across the market, which lenders make available to mortgage intermediaries, which means we can provide a solution tailored to your needs. This includes:
Finding the right mortgage for you
Moving in? Moving up? Moving on? A mortgage is often the largest financial commitment most of us will make in our lifetime. It can be a bit confusing with so many different products available, especially with interest rates regularly making the news.
Don’t worry. We have the experience and knowledge to help. We offer a wide range of first charge mortgages from across the market, which lenders make available to mortgage intermediaries. This means we can provide a mortgage solution that’s just right for you:
Mortgages
Fixed, tracker, flexible, capped, discounted and variable. We’ll find the best one for you, from first-time buyers to those with a property portfolio
Buy-to-let mortgages
Designed for landlords (consumer or business) who buy property specifically to rent out
Remortgages
Paying off your existing mortgage and switching to another lender
Intergenerational mortgages
Enabling parents and grandparents to support their children or grandchildren on the property ladder
Commercial mortgages
Buying, moving move or expanding your business premises
We also have access to exclusive products not available on the High Street, including the St. James’s Place intergenerational mortgage for first-time buyers.
Smith Eliot Financial Management also provides specialist mortgage advice to other St. James’s Place partners.
Your home or other property on which the mortgage is secured may be repossessed if you do not keep up repayments on your mortgage.
Commercial and some Buy-to-let mortgages are not regulated by the Financial Conduct Authority.
*This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration.
