GETTING THE BEST DEAL

Tools & Calculators

Whether you’re a first-time buyer, are buying a new house or are remortgaging, finding a mortgage that suits your financial requirements can feel difficult. We’ve gathered a selection of tools and calculators that can help you work out everything from affordability to how much Stamp Duty you may need to pay on your property.

True Cost Mortgage Calculator

What’s the true cost of your mortgage? Use this tool to compare the costs of different types of mortgages by checking what arrangement fees add to the overall cost over the period of your mortgage, such as two or five-year fixed rate deals.

Stamp Duty Calculator

Stamp Duty can add thousands to a homebuyer’s costs, with an average bill of £2,500. If you’re not a first time buyer, this calculator helps you to work out how much tax you’ll need to pay for your property based on the latest Stamp Duty rates.

Mortgage Monthly Interest Calculator

A useful tool for working out how much you will pay a month, this Mortgage Monthly Interest Calculator shows your monthly payments for a repayment mortgage where interest is calculated on a monthly basis.

Mortgage Affordability Calculator

This Mortgage Affordability Calculator will estimate how much you can afford to borrow to buy a home, or whether you can afford your existing mortgage by looking at your situation. You’ll be shown the different between interest-only and repayment mortgages, too.

Mortgage Interest Rate Calculator

Mortgage interest rates can change for variable-rate mortgages, or when your fixed-rate mortgage term ends and you move onto your lender’s standard variable rate. Use this calculator to work out how much your payments would be affected by an interest rate change.

Interest Only Mortgage Calculator

Use the Interest Only Mortgage Calculator if you are considering an interest-only mortgage or switching from a repayment mortgage, and find out how much you will have to pay – both monthly and the total bill.

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